Terms and Conditions

Using This Site

This website belongs to Life Insurance Garland, based in Garland, TX. By reading it, you agree to these terms. If you don't agree, please stop using the site.

The site is simple. It explains the kinds of coverage we work with and tells you how to reach us. It has no accounts, no logins and nothing to buy.

General Information, Not Advice

The pages on term life, whole life, universal life, final expense, mortgage protection and retirement income planning are written to help you understand your options in general terms. They are not personal financial, tax or legal advice.

Your situation is your own. Age, health, income, debts and who depends on you all change what makes sense. Talk with an agent before you decide anything, and check tax or legal questions with a professional in that field.

No Quote or Policy Is Created Here

Nothing on this site is an offer of coverage or a promise of a price. A policy only exists once an insurance company approves an application and issues it. Rates and approval depend on that company's underwriting, not on anything written here.

Contacting Us by Phone

The only way to reach us is by calling (972) 910-7230. A phone call does not start coverage, change an existing policy or name a beneficiary. Those steps take signed paperwork with the insurance company.

Please don't share more personal detail on a first call than you're comfortable with. We'll tell you what we need and why.

Accuracy and Updates

We try to keep the information current and correct. Insurance products and rules do change, though, and we can't promise every page is complete or up to date at the moment you read it. We may change or remove content at any time without notice.

Who Owns the Content

The words and layout on this site belong to Life Insurance Garland unless noted otherwise. You're welcome to read, print or share a page for personal use. Please don't copy it for commercial use without asking us first.

Limits on Our Responsibility

You use this site at your own risk. To the extent Texas law allows, we aren't responsible for losses that come from relying on general information here instead of talking with an agent about your own needs. We also aren't responsible for outages or errors on the site.

Texas Law and Changes to These Terms

These terms are governed by the laws of the State of Texas. We may update them from time to time, and the version posted here is the one that applies. If you have a question about any of it, call us and we'll give you a straight answer.